In a world where digitalization is profoundly transforming insurance and provident services, Lourmel takes a new step forward by integrating Testamento’s Beneficiary solution. Thanks to this innovation, the insurance group offers its policyholders unprecedented flexibility in beneficiary designation while optimizing administrative management and regulatory compliance.
A major breakthrough in beneficiary clause management
Testamento announces a new partnership with the insurance group Lourmel, which has integrated Beneficiary, the digital beneficiary designation solution, into all its new individual and group provident contracts over the past few months—an essential yet often overlooked process.
Beneficiary is a unique technological solution designed to enhance the customer experience while ensuring compliance with regulatory constraints and reducing operational costs. This proven digital solution has been specifically configured for Lourmel’s teams, offering a fully customized range of beneficiary clause options supported by artificial intelligence. It moves beyond the “standard clause” which prioritizes the spouse first and children second, adapting to any family structure or personal context.
A digital platform designed for policyholders and administrators
This solution radically simplifies the management of beneficiary clauses : for the policyholder, a quick and transparent update of their wishes; for Lourmel, reduced administrative tasks and improved traceability.
By integrating Testamento’s full technological platform, Lourmel provides not only a central beneficiary designation solution but also two white-label extranet solutions :
A secure online space for policyholders : allowing them to check, confirm, or update their beneficiary clause easily, anytime, 24/7.
A SaaS extranet for administrators : enabling platform configuration, automatic generation of HR kits for companies, and quick beneficiary clause searches in case of a claim.
With this approach, Lourmel delivers a seamless and intuitive experience, ensuring each member can easily and effectively manage their financial protection.
A shared vision for a more human and modern insurance
For Yann Quéré, CEO of Lourmel, this initiative addresses a fundamental need :
“Too often overlooked, the beneficiary clause is the key to truly protective insurance. With Testamento, we have designed a simple, digital, and tailored solution that empowers policyholders to make informed decisions rather than endure uncertainty. With Beneficiary, we provide our members with an easy-to-use, accessible, and secure tool to ensure their wishes are respected at the crucial moment.”
This vision is echoed by Virgile Delporte, co-founder and president of Testamento, who highlights the strategic impact of this transformation:
“With Lourmel, we share a clear ambition : to digitize and humanize life insurance. Together, we have redefined industry standards by giving policyholders full control over their financial protection. For an insurance provider, this is a dual advantage: enhanced customer experience and smoother contract management, coupled with lower operational costs.”
By integrating Beneficiary, Lourmel demonstrates its commitment to modernizing life insurance and offering its members a service that is more flexible, more secure, and better aligned with today’s expectations. This transformation fully aligns with the ongoing wave of innovation in the insurance industry.
